Listing of self-help materials and informational publications.
There are 12 resources
Buying or Selling Real Estate
(Separate Website)
This pamphlet is intended to provide you with general information about the basics of buying and selling real estate.
By: Washington State Bar Association
Read this in:
Spanish / Español
Contractor Information
(Separate Website)
Information about hiring a contractor, reporting unregistered contractors and contractor forms.
By: Department L & I
Don't Be a Victim of Loan Fraud - Protect Yourself From Predatory Lendors
(Separate Website)
Information you should know before you purchase or refinance a home loan. Link to PDF file.
By: U.S. Department of Housing and Urban Development
Read this in:
Spanish / Español
Foreclosure/Forfeiture
If you fall behind in your monthly house payments, the seller or lender may try to take your house back. This is generally called foreclosure. If your house is foreclosed, you may lose not only your house, but also all the money you've invested in it.
By: Northwest Justice Project
Other Formats:
PDF File
Read this in:
Spanish / Español
Home Equity Loans: Borrower Beware!
(Separate Website)
Do you own your home? If so, it's likely to be your greatest single asset. Unfortunately, if you agree to a loan that's based on the equity you have in your home, you may be putting your most valuable asset at risk.
Predatory Lending
(Separate Website)
Predatory loans harm borrowers by making it difficult or impossible for them to keep up with payments. Borrowers may pay unnecessary fees and excessive interest charges. If they miss their payments, they risk losing their home. Borrowers who do not meet minimum credit standards usually do pay higher interest rates, but no one should be a victim of price gouging and outrageous fees.
By: Seattle / King County Coalition for Responsible Lending
Property Tax Exemptions for Senior Citizens and Disabled People
The property tax exemption is a way to lower the property taxes you have to pay by exempting all excess levies (like school construction bonds and other levies passed by voters) and sometimes part of regular levies on your home. The program does not apply to property where you do not live a majority of the time, or to more than one acre surrounding your home.
By: Northwest Justice Project
Other Formats:
PDF File
Read this in:
Spanish / Español
Quit Claim Deeds and Life Estates Before transferring any property, it is best to consult with a lawyer to find out all the possible consequences of the transfer in your specific circumstances. Some lawyers will provide services free of charge or for a reduced fee for low-income people. Contact your local bar association for more information.
By: Northwest Justice Project
Reverse Mortgage Loans 3/05
By: Columbia Legal Services
Tips for Avoiding Foreclosure
(Separate Website)
If you are having trouble keeping up with your mortgage payments or you have received a notice from your lender asking you to contact them, here are some tips to help get you back on track.
By: U.S. Department of Housing and Urban Development
What to do If You are not Satisfied with a Construction Contractor's Work and Want to File Suit against the Contractor's Bond
There are number of reasons why you may want to sue a construction contractor. The contractor did not finish the job you hired him to do, for example, or did not do a good job. If the contractor is bankrupt or does not have any other assets, you can sue against the contractor's bond.
By: Northwest Justice Project
Other Formats:
PDF File
Your Home: Mortgage Payments
(Separate Website)
If you're having trouble making your payments, this article talks about what you should and things to avoid.
By: Federal Trade Commission
Read this in:
Spanish / Español
Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)
Washington LawHelp is provided as a public service by the Northwest Justice Project in collaboration with other legal aid providers in the Alliance for Equal Justice and Washington courts.
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